XIEmperorIX

iTrader: (2)

well I currently pay $345 a month for my tC and my grandmother handles my insurance payments. As far as bills go I only amount to about $500 a month + gas..I fill up about every 1 1/2 weeks or so and I generally make $400 a month payments instaed of the $345.

So after all this I still have a few hundred extra a month to do with what I want..so my only expensive that would really go up would be the cost of gas.

I'm still weighing my options as far as my best decision (and so far the guy on the forums hasn't gotten back to me yet) but I'm more or less leaning toward paying off the tC..saving up for 8 months to a year..make a huge down payment + trade in and get into a similar car (Evo, WRX, Gen Coupe, etc..) and finance a lot less.

Basically get evo now = 60 month loan at $400 or so a month.

Get evo 12 months from now = 60 month loan but much less payments so I can make triple payments with ease.

I have a lot of options right now so I'm just trying to decide what I want..I'm a very indecisive person and tend to be impulsive which has gotten me in trouble before lol

jesse08

i say pay off ur tc n wait a couple of months get enought money for a cool low payment n b set man if i only owed 5G on my tc i would b so happy, or pay it off and sell it to carmax .... my buddy had a 2006 tc with holes in his dash n a wack front bumper because of the intercooler n some bad key marks, carmax was giving him 14G'dont know y,,,,,,,,,,,

XIEmperorIX

iTrader: (2)

yeah man..we'll see..if the guy doesn't PM me back by the end of tomorrow i'm probably just going to go ahead and make the $5200 payment and focus on finishing off the tC and decide what I want to do once it's paid off..

We'll see...

kang2323

They have 10,000$ off on 2008 Evos in socal

XIEmperorIX

iTrader: (2)

did you read the OP?

1. I am in So Cal
2. The dealer I'm referring to is in So Cal


BTW just to end this for me - I put through the payment on the tC and decided to wait till it's paid off before I do anything like get a new car.

jesse08

nice smart move man wish i had my car paid off, now more parts to go in

VIP_CAMO

man so tempting huh i owe about 3,000 left on my box and im so ready to get rid of it !!!but im not a evo fan id say if its the car ya really want and know you will keep it for a long time then go for it.im allready tired of car payments so if and when i get rid of the box im just going to try and find something that i like with the money i have maybe a bit more but nothing crazy because payments suck..

XIEmperorIX

iTrader: (2)

umm..2 posts up I stated that I decided not to get the Evo lol thanks for the advice though

CarbonXe

iTrader: (1)

Having no car payment >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>
>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> Having a car payment


Good to see that you decided against it. Hold onto the tC for 1-2 more years, then trade it in for something new. You'll have some decent cash to put down by then, plus the trade-in value of the car. 5K down plus 10k trade in, only owe about 10k, pay it off in one year and you've got an $18k trade in sitting in the driveway. A lot smarter than digging yourself into a $30,000 hole.

Ace83

iTrader: (6)

yeah i've heard good deals on evo x too, a friend just bought his for 31K, 0% apr w/ bunch of extra warranties/packages and mombojumbos!

XIEmperorIX

iTrader: (2)

that's the exact same mindset I've been having..if I go the route of another car payment I honestly only want to finance about $14k at the absolute most.

I'm still debating on the route I wanna go when it's paid off though..considering a 2nd car..might just slap some rims on the tC and call it a day..and I keep getting lazy with removing my header and intake haha.

CarbonXe

iTrader: (1)

I'm pretty much in the same situation. I might be picking up a '95 Accord to use as a commuter to keep the mileage off the tC (20k in 14 months FTL) and get better MPG, etc. Then I think I'm going to sell the tC for an 04-07 WRX and I'll have barely any payments on the WRX and I'll have two cars to use incase one goes down.

If you're looking at the Evo as a possible replacement but don't want to spend that much money, look into the RalliArt. I haven't heard much lately about it, but I've heard that it's basically like a de-tuned Evo.

XIEmperorIX

iTrader: (2)

yeah the new ralliart is pretty crazy..with an exhaust and a good tune you can pretty much have the same WHP as the evo..my only issue is it only comes in auto i mean it's the twin-clutch whatchmacallit that mitsubishi put in the MR but I really want a manual lol

Ace83

iTrader: (6)

^^ you serious just an exhaust and tune? its not turbo right??

XIEmperorIX

iTrader: (2)

The new ralliart is turbo. I believe it's just a smaller one than the one that is in the evo..check out the evolutionm.net forums and go to the section for the new ralliart..I can't remember EXACTLY what mods they used (I believe it was AMS tuning BTW) but I know it was a tune and a bolt on or 2 and it was putting down just as much power as a stock Evo X

basically the new Ralliart is a mini evo..it's meant to compete with the cars in the price range of like a WRX

Ace83

iTrader: (6)

oh if its turbo then is very possible.. i didnt know theyre turbo already

CarbonXe

iTrader: (1)

Yeah, the Ralliart is Mitsubishi's answer to the WRX. Just like the WRX, a simple exhaust and tune will give it 30-50% more WHP/WTQ. I don't know much about the Ralliart, but I know the WRX turbo maxes out at around 250WHP and the 5-speed can't handle much more than 260WHP. So while the lower platforms are easy to make power, they don't have anywhere near the potential the higher platforms have. So it all depends on what you're looking for.

car_ram_rod

The best car is a paid off car

Exodus

[quote="car_ram_rod"]The best car is a paid off car[/quote

x2... the only reason I was able to turbo my car and change the color is because my car is paid off... but I was really close to trading it for a TL typeS

10PieceNuggets

^ You shoudve.