07SiC-tC

Whats up everyone. Well I've been thinking of getting a new car now but unsure of how much the monthly payments would be. I'm planning to get a MazdaSpeed 3 in about 2 or 3 month. My cousin is buying my tC ((sad to see it go)) and going to finish paying it off. The Speed 3 is about $23,100 i would most likely put a $3000 down payment and would finance it for 72 months. I'm judging the APR based on what my APR for my tC was which was 7.07%. Does anyone have an i dea what payments would be like with NY tax??

any input would be great...Thanks

yellowxhoodie

iTrader: (16)

why dont you just use one of those payment calculators.
google it, im sure youll find something. ive used them before.
or go to the dealer and sit down with a salesman if you want an even more accurate number.

ChelsDS

You need a larger down payment. I put $6000 down on my xD for.. 60mos, don't remember the APR, and its about $243/mo when I financed it for ~$13k.

hoodie has the best idea. Just walk in there and find out how much it would be.

07SiC-tC

well my cousin backed out on buying the car =( but ...........luckily i went to the dealer to ask about a trade in and the manager appraised my car and said if i make it completely stock he will give me $13,760 for my tc which is basically what i owe so im good with that but they estimated payments around $410 does that sound right??

ChelsDS

Sounds about right if none of the trade-in value went towards the MS3 and you only had $3000 as a down payment. You should go back and see what kind of down payment it would take to get the kind of monthly payment you want to have.