Best Financing APR on the Scion tC

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07-19-2006, 10:07 PM

akshay_d

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Best Financing APR on the Scion tC

What is the best APR that anyone has got for the Scion tC from Scion? The rates have now gone up and Scion best starts from 6.85% which is pretty high compared to credit unions which offer 5%.

07-19-2006, 10:10 PM

Garage1217

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0% it is paid for haha

But with my credit union it would have been at 5.9%

07-19-2006, 10:10 PM

tekmunny

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ouch...when i bought my tC 17 months ago, Toyota Financial Services gave me 4.9%

07-19-2006, 10:16 PM

DelayedTurbo

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HA 4.8%!

07-19-2006, 10:19 PM

jeffrgunn23

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Toyota financial rates will very from state to state.

07-19-2006, 10:25 PM

1tC2NV

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Of coarse this wuz back in May of 05', but at the time Toyota offered me 3.9% on my tC. (Same thing went for the 04' xB.)

07-19-2006, 10:45 PM

toeveryhour

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Financed mine end of May and I'm at 6.4%

07-19-2006, 11:24 PM

planb1215

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got mine last july at 5.25% from Toyota Financial, I also had a 720 credit score.

07-19-2006, 11:33 PM

Nick06tC

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Got my october with 4.2% through a credit union. Toyota offered 5.25% I think.

07-19-2006, 11:48 PM

#10

slates20

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4.9% at the credit union.

07-20-2006, 12:24 AM

#11

donscion

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got mine back in August 2005 @ 4.2% - almost paid off baby! I can't wait! My next payment is due in February 2007!

07-20-2006, 01:15 AM

#12

buster71

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In March '05 the lowest I could get from Toyota was 4.7% with a credit score of 810. Unfotunately, I finished paying it off last month. Unfortunate, cause my EmigrantDirect.com savings account gives 5% APR.

07-20-2006, 01:19 AM

#13

WillJitsu

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I just bought mine on June 30th and I got 5.95% through USAA.

07-20-2006, 02:36 AM

#14

aznbread

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got 3.4 from credit union. i believe scion offered 6.64 or 7% during feb of 2006

07-20-2006, 02:38 AM

#15

RedLine_tC

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5.75% apr through my credit union and toyota..and im only 20 :D

07-20-2006, 02:41 AM

#16

akshay_d

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Man!! you guys really getting some awesome APRs .. but the inflation has increased and no credit union is ready to go below 5.9%.

Can anybody point me to some CUs that offer 5% or lower APRs or any tricks of the trade I can use to convince them for a lower apr?

07-20-2006, 02:46 AM

#17

aznbread

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I think military credit unions like Navy Federal CU has some, if not the most competitive rates out there...

my friend suggested finacing the car b/c it'll help future investment like buying a house.

07-20-2006, 02:52 AM

#18

scionlarry

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I bought my xB last friday, toyota gave me 6.5 I got a fico score of 785..

My Fiance bought a tC back in March, she got 6.13 through Toyota..

I went to my Credit Union (Central Credit Union of Maryland) and got a 4.75

I could of gotten 4.5 if I would of put another 1200 down on it..

I love credit unions, never will I do dealer financing again..