I know Toyota does not allow people to finance the TRD supercharger separately. Is there another way to do this?

 

Possibly a consumer loan from your bank. How's your credit?

 

I didn't know you could add things on to your loan after you made the purchase.

 

if your credit is kewl get a personal loan from the same bank. you could probly get ur auto loan and personal loan into one payment.

 

Save your money and outright buy one. Don't go pull out a 5 year loan for a supercharger at the age of 19.

 

^^^^ Agreed. You could save up, and probably buy it cheaper (assuming price of item goes down) before you would pay it off. And keep in mind that most consumer loans hve interest rates around 10-22% depending on your credit. Not worth it.

 

Hmm
Right now I have a credit score of about 700. I have about 5k saved up right now but I'm a full time student now. and I want to save that money in case anything comes up The car is paid off already. What kind of loan can I get from the bank?

 

Save your money. The TRD S/C isnt even that great.

 

Ditto.

 

Well, let's look at this: if you get a super charger, here's what you're looking at:

1) If you do a loan, you're going to be paying 10-22% on the interest. So go ahead and factor that

2) the S/C is going to wear your engine a little faster, so factor in more repair costs as well

3) if you have a S/C can you still use 87 octane? I don't know this part, but I'm sure someone else can chime in

4) repairs on the S/C itself are going to cost extra

5) you'll probably drive a little more aggressive, so your accident risk increases.

6) your insurance company may not cover the S/C if you are involved in an accident

These are just some things to think about. All of the above may or may not be true for you, but it is simple cost/risk assessment.

 

You live in cali. Take the 5 grand, buy a used sportbike and you'll never spend a cent on performance mods for your car again.

 

I was thinking about that too!

 

1) true.
2) not so much the ECU is reflashed to make it a safe option (reason why people do that over turbo).
3) at least 91 octane.
4) Repaired under warenty unless you void it.
5) maybe not, that depends on the person, some people only drive agressivly on the track
6) true but the same goes for almost all aftermarket stuff

 

save it, not worth it.

 

if you have to finance a supercharger then you can't afford it.

 

Thanks for the extra info. But same still holds true. Of course, if you REALLY wanted to do the dollars and cents on this: A car is the single worst investment you can make.

But yeah, save your cash.

 

Don't do it... you live in San Fransisco to boot... you can only enjoy it on the highway... and it only gets you to 127 faster than if you didnt have it... it's a waste of money.

...if you really want to waster your money...

Have a transmission shop build you a custom tranny for your car... 6 gears...

 

if you paid around 18k for your car, you coulda probably gotten a wrx with that extra 5k...

i say you should save that 5k, too many problems with the s/c's.

 

How much is the factory s/c? I figured the only advantage was the warranty. It only nets you around 60 hp right? I have a turbo fund set up with about a g in it.... It'll be more satisfying when you can outright pay for it instead of having one more payment looming over your head at the end of the month... my .02 anyway

 

More like 40 HP.