My $8,000+ hail damaged tC. Sigh...
02-19-2009, 07:59 PM
#21
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We went over this with my claim agent. SFarm informed me that MN doesn't require 'salvaged title' marks on the main title or on their database. It would probably just have the claim and damages.
I asked if I got it fixed if it would affect my coverage. Nothing would change. If an accident happens in the future they just fix it like usual. I wanted to make sure that SFarm would fix it. I dunno? SFarm has always treated my family well.
I also would like to keep the vehicle. If it were up to me I'd have SFarm fix the car and I pay my dedeuctable but that didn't happen. If this damage were on an older jalopy I wouldn't give a damn but it's on my newer DD.
I asked if I got it fixed if it would affect my coverage. Nothing would change. If an accident happens in the future they just fix it like usual. I wanted to make sure that SFarm would fix it. I dunno? SFarm has always treated my family well.
I also would like to keep the vehicle. If it were up to me I'd have SFarm fix the car and I pay my dedeuctable but that didn't happen. If this damage were on an older jalopy I wouldn't give a damn but it's on my newer DD.
02-19-2009, 08:05 PM
#23
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Originally Posted by tCb00b
Why even worry about fixing it? You are going to be DD the car. So its just gonna get dings and more stuff on it. It has 114k miles so their has to be some rock chips etc anyway. Paid-off reliable car for DD = good thing. Use the extra money and invest in something or even an interest yielding checking account. Then when you are done with school you have some money in case you lose your job or cant find one right away. That really doesn't look bad at all. You can either take GREAT advantage of the situation or be like any other person that suddenly has a lump sum of cash and doesn't know what to do with it. (get in more debt) The decision is yours' make a good one!
It's easy to say to just fugg my DD but honestly. If this happend to your tC could you look at it the same way?
02-19-2009, 08:22 PM
#26
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Originally Posted by enjoithis
what if you were to do all this and buy it back and then ... some one... accidentally side swipe you at their fault.... hmmmmmmmmm
thats not legal... Good luck with everything.
thats not legal... Good luck with everything.
SFarm would insure my car just like before because the damage was just cosmetic.
02-19-2009, 08:23 PM
#27
Originally Posted by Sifu
Originally Posted by tCb00b
Why even worry about fixing it? You are going to be DD the car. So its just gonna get dings and more stuff on it. It has 114k miles so their has to be some rock chips etc anyway. Paid-off reliable car for DD = good thing. Use the extra money and invest in something or even an interest yielding checking account. Then when you are done with school you have some money in case you lose your job or cant find one right away. That really doesn't look bad at all. You can either take GREAT advantage of the situation or be like any other person that suddenly has a lump sum of cash and doesn't know what to do with it. (get in more debt) The decision is yours' make a good one!
It's easy to say to just fugg my DD but honestly. If this happend to your tC could you look at it the same way?
02-21-2009, 01:45 PM
#38
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Originally Posted by ippskidder
Originally Posted by silversurfer897
If you do decide to keep it, you could try the dry ice trick on it and see how many, if any, it takes out.
=)
02-22-2009, 06:19 AM
#39
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Originally Posted by squir3lz
wired Ive lived in mn my hole life and Ive never seen hail this time a year do i smell insurance fraud ?????? 
I can't remember if I've stated it in this post but in the youtube vid I mentioned that it happened last July of '07...
No need for insurance fraud. I believe in karma...