Totaled my rs2 tc and the insurance comp only gave me $400 extra for it? WTF!!!
#21
My car was in excellent condition and i wasnt trying to trade it in either
#22
I think its BS. I mean you pay more for it. Its worth more to sell or trade in and it dont matter to insurance? That makes no sense. So you should technically not have to pay extra for an RS if insurance sees it as a basic tC. Id start a lawsuit! I bet you would actually win big. I mean if you can spill hot coffee on yourself and sue because its hot and win (which is totally stupid and why america is laughed at) you can probably win this.
#24
I purchased my rs5 because it had a laundry list of parts that I would have bought & installed anyway, had I purchased a bone-stock tC. I added up the cost of the parts that I would have purchased (wheels/exhaust/sway/springs, ect), and it was cheaper to just pay the dealer another $2k for the release edition.
Like what has been stated before, the "limited edition" will only get you more $$ in a private sale, to an enthusiast who really wants what you have. To anyone else, it's just a tC.
Like what has been stated before, the "limited edition" will only get you more $$ in a private sale, to an enthusiast who really wants what you have. To anyone else, it's just a tC.
#25
^I totally know what you are saying but i didnt trade the car in. I sold it. So why should they determine what it shuld go for. It should go by suggested retail price. I mean c'mon. Ive had esurence for 6 years w/o any claims insuring 2 new cars with full coverage. I just feel they should of looked out more. But like i said its done and over. I already made $2500 so far from selling my aftermarket parts and have more to go so eff it lol
#26
^I totally know what you are saying but i didnt trade the car in. I sold it. So why should they determine what it shuld go for. It should go by suggested retail price. I mean c'mon. Ive had esurence for 6 years w/o any claims insuring 2 new cars with full coverage. I just feel they should of looked out more. But like i said its done and over. I already made $2500 so far from selling my aftermarket parts and have more to go so eff it lol
We all purchase automobiles with the majority of the reason being somewhat of a necessity these days. The only type of automobiles that actually appreciate in value (i.e. are an investment) are like the ones in Jay Leno's collection. 99% of the rest of the cars/trucks in the world only depreciate. When I purchase a car or truck and then modify it... I do it because I like to have it the way I want it to be while I own it.... not because I think it's going to be worth more when it comes time to sell it. I do it to enjoy it in the meantime... then pull the mods back off sell them, then sell the vehicle stock.
I'm not saying your "mind-set" about it was different than what I stated and some others here too... It simply SUCKS that we all are required by law to pay insurance companies loads of our hard earned cash each month/year. And if we don't have any claims, it's not like we get a refund for being good/safe drivers. And then when the time comes like it did recently for you with your tC... they turn around and try to shell out as little as they can get away with to their loyal customers. It just doesn't seem fair... But I came to the realization many, many moons ago that Auto Insurance companies are the second largest EVIL in the world, coming in just behind the largest EVIL in the world which is Health Insurance companies/pharmaceutical manufacturers.
I'm not comparing an RS tC to a BMW M3 series... but technically the tC RS series IS infact a different trim level then a standard tC, just the same way the standard tC is a trim level above the Spec tC. If their initial payout offer was fairly close to the value of the car, then I'd say they treated you fair. If it's way off (lower), you do have the legal right to challenge their settlement figure. Some people don't realize all the rights that they legally have in a situation such as this.
#29
never buy a car with stupid options that get installed at the stealership, anyone ever notice theyre in dash touch screen w/gps is like $2000+ ? Whats teh point of getting a RS? so you got a diff color..a lip kit...ughh wut else...2 tone seats..? So you want your money back, but you should know that most of that "extra" money you paid was added on by the dealership so really that money is theyre commision. dont ever buy a RS again lol jus do like me and paint ur tc a RS color, and tell all these fools that dont know the difference that its a RS ! hahahha
#30
There must be a difference between a reg. tC & RS tC because i just KBB mine and it shows as release series 5.0 as an option
I have Geico Ins. and they have the copy of the bill of sale and they know what kind of tC it is and whats on the car
But hey at least you got something for it
I have Geico Ins. and they have the copy of the bill of sale and they know what kind of tC it is and whats on the car
But hey at least you got something for it
Last edited by thegame7a; 09-10-2010 at 09:07 PM.
#31
was your car even paid off? heh mine is, if i ever total it il cry my eyes out cuz of all the hard work ive put into it
#33
np bro, yeah humans are alot softer and crunchy. lol. The tc is one solid car! i too a pretty hard hit involving a berrier and i got rite out. Just bruised my chest from the seat belt
#34
never buy a car with stupid options that get installed at the stealership, anyone ever notice theyre in dash touch screen w/gps is like $2000+ ? Whats teh point of getting a RS? so you got a diff color..a lip kit...ughh wut else...2 tone seats..? So you want your money back, but you should know that most of that "extra" money you paid was added on by the dealership so really that money is theyre commision. dont ever buy a RS again lol jus do like me and paint ur tc a RS color, and tell all these fools that dont know the difference that its a RS ! hahahha
#35
I never thought of that... I also have geico, and I remember having to fax them the same document. Maybe they would pay a fair price if something happened? I really don't want to have to find out though >.<
#36
I would check NADA value, which is what they probably use for their blue book pricing. In my experience those values are lower in many cases and are what a lot of lending institutions and banks use.
#37
When my TRD RS5 was totaled, my insurance company, Allstate, included all of the special edition features that were on the car in the payout. My adjuster went over with me each feature he included on the overall list. I guess it depends on the insurance company on what they want to pay out.
#38
the newer RS5 and RS6 models actually have a difference though then a base tC. they put a lot more aftermarket TRD parts on them so the insurance will take that into consideration but a RS2 is nothing more then a different color
#39
and wheels, seats, and grill like every other RS except for the one with the cheap body kit. The trd tc was probably the best value of the special editions though.
#40
Dude feel your pain...It sucks but theres not much we can do about insurance companies If your still pullin parts off and selling, want to sell your wiring harness to the TYCs?