What's the lowest APR I can get for buying a tC?
06-06-2011, 10:14 AM
#2
When my dad helped me get my 2010 tC the dealer said the lowest they could give us was 6% on a Scion. They said if we bought a Toyota we could get any of them for 0%. They said 6% on a Scion was the lowest they could give anyone, not sure what my dads credit score was though.
06-06-2011, 12:16 PM
#3
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Join Date: Apr 2011
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I got my 2011 TC for 21.5k out the door 10k down 3.7% apr 210 a month 60 months and my credit is 730 but only from credit cards I am a new car buyer
in comparison I was going to get a 2006 RSX-S from Honda and my apr was 17%
if you are a new car buyer buy a new car used cars have higher aprs
in comparison I was going to get a 2006 RSX-S from Honda and my apr was 17%
if you are a new car buyer buy a new car used cars have higher aprs
06-06-2011, 04:47 PM
#9
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Team ScioNRG
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^^much lower than 3.14%? even the 2.7% that tankedpilot posted is less than $2 per month difference... why go through the hassle of trying to get approved at a bank and having all the extra paperwork for such a small difference?
06-06-2011, 05:31 PM
#10
around here interest rates at banks have been 2.25% on car loans. id kill to have that rate on my tc. dealership lowest they were gonna give me (june2007) was 7.6 so i went to a credit union and got one for 5.25...i got screwed cuz rates were high then even with a high credit rating.
06-06-2011, 05:32 PM
#11
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i wish i had yalls!! i got 22k out the door with 2k down 400/month and apr is 8.6.
but i also bought my car 6 month after my 19th birthday and my credit score was 660 from credit cards. and it was my first time buying a new car
but i also bought my car 6 month after my 19th birthday and my credit score was 660 from credit cards. and it was my first time buying a new car
06-06-2011, 06:12 PM
#12
it also doesnt help when you are only putting down $2k on a $22k car. leaves a lot of room that has the potential to not be paid back.
Ted is right though, the difference of 2% to 3% is pennies a day when you do out the math. Its cheaper than sponsoring a child in africa haha
Ted is right though, the difference of 2% to 3% is pennies a day when you do out the math. Its cheaper than sponsoring a child in africa haha
