Insurance Rates?
04-15-2005, 07:28 AM
#21
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Join Date: Apr 2005
Location: Chesapeake, VA
Posts: 36
I owned a 2000 LS Integra (2dr) until I traded it in, I was paying a 6 month premium of $2312,
then I just bought an 05' PW xB 2 days ago, and now I'm paying a 6 month premium of $1569.
In my case its' cheaper.
__________________
then I just bought an 05' PW xB 2 days ago, and now I'm paying a 6 month premium of $1569.
In my case its' cheaper.
__________________
Last edited by MR_LUV; 03-28-2020 at 06:03 AM. Reason: Awarded 10 Yr Badge
04-15-2005, 10:20 AM
#23
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Join Date: Mar 2005
Location: Maryland
Posts: 119
Well, I pick up My car tonight, will let you know the difference in rates when I call the insurance company tonight. going from a 2001 VW Beetle Turbo to a xB RS 2.0, plus live the DC area where insurance rates are among the highest in the nation! Currently paying about 1400.00 per year with a clean drivers record not points and a good drivers discount. 
04-15-2005, 10:24 AM
#24
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Join Date: Jan 2005
Location: New York
Posts: 745
Originally Posted by Special Sauce
Is it true that the color of your car can affect rates as well?
$1400, for a clean driver? holy...
04-15-2005, 10:35 AM
#25
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Join Date: Mar 2005
Location: Maryland
Posts: 119
1400.00 per year that is a crime. That rate is for the DC area no accidents no tickets. They did tell me it was higher because of the VW 1.8 turbo engine. Good thing I checked around for the lowest rate!!!!
04-15-2005, 12:02 PM
#27
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Join Date: Mar 2005
Location: Portage, IN
Posts: 129
The good news is that the xB is considered "a wagon." Checked with my Agent recently, and full coverage in Chicagoland is $60.00 per month,
not bad considering we are paying $50.00 on a 89 Honda.
OOps, can't remember what the Ded. is.
___
not bad considering we are paying $50.00 on a 89 Honda.
OOps, can't remember what the Ded. is.
___
Last edited by MR_LUV; 03-28-2020 at 06:06 AM. Reason: Awarded 15 Yr Badge
04-15-2005, 12:24 PM
#28
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Team ScioNRG
Join Date: Feb 2005
Location: Brick, NJ
Posts: 85
I wish I only had to pay $1400 a year. I think im paying close to $2500, and thats less than my '04 Elantra at like $2900. I have no points or tickets left on my record. Thats the price you pay for living in good 'ol NJ. And this is with NJM! I tried to go with Geico or Progressive and they wanted to charge me $2072 for 6 Months! That would have been close to $4200! Rates are insane around here!
04-15-2005, 12:55 PM
#29
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Join Date: Apr 2005
Location: St Louis
Posts: 143
Originally Posted by Xachic
I am an licensed insurance agent. I work for Allstate
What will affect your rate
Last but definately not least (most companies use this portion for about 30to 40 percent of the rate)-your credit score.-most insurance companies will run a credit check and come up with a insurance score. This IS score is mostly based on how much credit you have vs how much is used and if you pay your bills on time. Insurance companies have found a direct correlation between adverse credit and probable accidents.
What will affect your rate
Last but definately not least (most companies use this portion for about 30to 40 percent of the rate)-your credit score.-most insurance companies will run a credit check and come up with a insurance score. This IS score is mostly based on how much credit you have vs how much is used and if you pay your bills on time. Insurance companies have found a direct correlation between adverse credit and probable accidents.
Kiddo's...it pays to have good credit
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