Insurance for xB
08-22-2006, 08:27 PM
#1
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Insurance for xB
So I traded in my 05 tC for an 06 xB. I thought that for sure my insurance was going to go down. I mean - 160hp 2-Door Coupe vs 103hp 4-Door MiniWagon.
Anyways, dealer told me they faxed the papers over to my insurance company so I needed to call them to authorize change. I talk to the lady and my insurance is $60 more a year than the tC!!! I was stunned and had her double check everything!!! Sure enough, insurance had gone up. Go figure...
Anyways, dealer told me they faxed the papers over to my insurance company so I needed to call them to authorize change. I talk to the lady and my insurance is $60 more a year than the tC!!! I was stunned and had her double check everything!!! Sure enough, insurance had gone up. Go figure...
08-23-2006, 01:01 AM
#7
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Insurance is all about the liability coverage unless the vehicle is higher risk such as a "sports car" or "most stolen". True 4x4's also cost more- presumably people take them off road and crash them?
I went from a Saturn Vue (AWD, 250 hp V6) to the xB. My insurance went up $3/year because I no longer got a "discount" for having side airbags. The discounts I get for having ABS and an alarm system are equally insignificant. Usually you'll get the biggest discounts for having multiple policies. Buy some renter's insurance for $120/year and you could get a $50 discount on your auto policy.
Before you buy a vehicle, you can call your insurance agent to find out how much it'll change your premiums. They can usually give a ballpark number unless it's a new model (like a 2007 Honda Fit). Mine will give an exact amount if I provide a VIN- just search for a comparable model in online dealer inventory or eBay.
I went from a Saturn Vue (AWD, 250 hp V6) to the xB. My insurance went up $3/year because I no longer got a "discount" for having side airbags. The discounts I get for having ABS and an alarm system are equally insignificant. Usually you'll get the biggest discounts for having multiple policies. Buy some renter's insurance for $120/year and you could get a $50 discount on your auto policy.
Before you buy a vehicle, you can call your insurance agent to find out how much it'll change your premiums. They can usually give a ballpark number unless it's a new model (like a 2007 Honda Fit). Mine will give an exact amount if I provide a VIN- just search for a comparable model in online dealer inventory or eBay.
08-23-2006, 03:03 AM
#8
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There was this old song... probably when I was in diapers... "who's zoomin who" I think. My ins. is $661/yr from Wawanesa. That's for 4 vehicles including a 4wd, '05 xB, 59 Viking and '83 Chevy crew cab that weighs 2.2 tons! My wife and self are the only drivers, but still... I live in the woods and drive the s#!T out of these things, and so does she! Airbags my ^ss. Someone's gettin' zoomed! Shop around!
OBTW I called my then current ins.co., AIG, from the showroom floor on a cell phone and had the new papers faxed into the dealership while my kids were running roughshod in the tC on the floor!
Modern Technology!
OBTW I called my then current ins.co., AIG, from the showroom floor on a cell phone and had the new papers faxed into the dealership while my kids were running roughshod in the tC on the floor!
Modern Technology!
08-23-2006, 03:16 AM
#9
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Originally Posted by 1anonymous1
Airbags my ^ss. Someone's gettin' zoomed! Shop around!
08-23-2006, 03:20 AM
#10
Each depends on the insurance company, the risk, the chance of an accident in your zip code. There are many factors. But basically, the xB has a lot of blind spots and prone to accidents.
08-23-2006, 02:39 PM
#12
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I would shop around, insruance companies vary A LOT. My old man in 1999 bought a camaro SS, he had a perfect driving record, not even a parking ticket. Farmers wanted to charge him 900 every six months, he was 62 then, progressive for the same coverage was 350 every six months. Personally I would stay away from farmers, they seem to be really high. I went from an 04 lancer ralliart to a 06 xB and went down 15 a month.
08-23-2006, 03:59 PM
#13
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Originally Posted by slownlow
mine is only $40 a month for full coverage 
for turning 25
for turning 25
08-23-2006, 04:14 PM
#14
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Originally Posted by dagarhart
Each depends on the insurance company, the risk, the chance of an accident in your zip code. There are many factors.
Originally Posted by dagarhart
But basically, the xB has a lot of blind spots and prone to accidents.
08-23-2006, 07:26 PM
#16
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Location: Seattle / Bellingham, WA
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I went from a 2000 BMW 323i to the box I pay $100 more a year, paying $125 a month. It all depends where u live. My friends has a 95 mazda rx7 twin turbo, in seattle he was going to pay $250 a month, so he has it insured in Nabraska where his parents are, he pay $80 a month.
I envy your prices in the states. Wher I live, insurance prices are sky rocketting.
Thats full coverage with a $500 deductable.