8.9-9.9 with good credit??? WHAAAAAT? No way. I got my motorcycle with bad credit for 6.9 for 72 and my mom got her trailblazer for 2.9 for 72. Interest rates right now are the lowest they have been in years since banks are rolling heavy with bailout money. With a 720-780 you should be around 4.9 with 781-800 3.8. Even tractors, dirt bikes, ATVs, and farm vehicles are nearly half their normal rate; from 7.9-9.4 down to as low as 4.9.

Sounds like their finance manager is seeing dollar signs out of this deal.

 

he said he didnt have outstanding credit....

 

Misread, disregard last post.

 

Save up for a better down payment and just get the car bone stock. There are better headunits out there than what they offer through Scion.

 

The headunit is no longer an issue for me...That is a standard featuer for the 2010 now as far as scion customer service told me. Eventhough customers are charged $469 for it, they still do not have the choice to buy it or not. its either that one or none at all.

 

unfortunately, that is true. unless it came shipped to the dealer with the stock radio, there's really nothing you can do, but the $469 is still over priced. I would show them other dealer's prices and see why their mark-up on it is so much higher.